Supermarkets deploy every tactic to boost your spending, including loyalty cards. Once you have one, the urge to accumulate points for discounts or freebies kicks in.
Unfortunately, the highest-point products are often the priciest or least appealing. The solution? Skip the card altogether—or use it strategically.
If you stick rigidly to your shopping list, a loyalty card can earn points on items you'd buy anyway, without extra temptation.
In reality, loyalty cards are often clever marketing ploys designed to inflate your spending beyond plans, not genuine savings tools.
The points system nudges you toward pricier items that rack up more points, steering you away from your intended budget buys.
It's an effective, if sneaky, strategy—and without discipline, it's easy to fall for it.
Notice how many points you must hoard for a modest reward, like a small voucher valid only on select items?
